Over the last 6 months, I’ve had the chance to talk to a lot of people throughout the country, either through being clients of TTCM, or callers into our radio shows. Despite good jobs numbers and a solid stock market, a very large percentage of people are dealing with heightened financial anxiety. Inflationary pressures are dramatically increasing the cost of living, which is leading to a lot of frustration, and in some cases, depression in folks trying to get by. While unemployment might be low, if you are working two jobs to make ends meet, you probably don’t consider yourself ideally situated. Obscene housing costs and high interest rates are pressuring household formation. Credit card debt is reaching all-time highs with APR’s around 25-27%. If you are feeling discouraged or hopeless, that is an ideal time to make a plan.
Our services at T&T Capital Management go far beyond just investment management. Are you looking for a comprehensive financial plan? We can assist you with that.
Do you feel like you are paying too much in taxes and you are looking for strategies to reduce them? Let’s look at your situation and make sure that you are optimizing your tax strategies. We aren’t going to file your taxes, but we can help you strategize for them.
Are you concerned with the risks of long-term care and whether your family is prepared to weather than storm, without destroying your hard-earned retirement savings? Let’s look at whether insurance, or self-insuring makes the most sense for your family.
Does fear of a recession and/or stock market bubble cause you anxiety? We can help you build strategies to dramatically reduce your risk. This is especially important in that key 5-10 year prior to retirement, and those 5-10 years after retirement.
Have you looked at whether a Roth Conversion might make sense for you? For some folks, these can save hundreds of thousands of dollars when done correctly. Please don’t hesitate to call us and we can go over your individual situation.
Are you concerned about avoiding probate and ensuring that your financial estate is handled according to your wishes if you are impaired or beyond? We can help you create and fund that estate plan to make sure that your heirs are taken care of appropriately.
Our job is to help protect and grow your hard-earned assets and this includes all of the services listed above and more. If you are stressed out and are seeking more assistance, please don’t hesitate to reach out as that is what we are here for! On the same not, if you have a family member or friend that needs assistance, please give them our contact info. These are stressful times politically, geopolitically, economically, but by being proactive, we can best position ourselves for success.